Request for Mortgage Termination
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This service allows customers to terminate mortgages of all types (request for mortgage/ usufruct mortgage/ initial mortgage/conservative mortgage termination) on a property for banks and for Housing Establishments for citizens.

Service Form

Mortgage Termination Form

Required Documents

Through Real Estate Registration Trustees offices
1- Letter from the bank for the mortgage termination
2- Emirates ID card of the owner (For identification only, no photo is taken)

Through Bank (electronically)
1- Emirates ID card of the owner (For identification only, no photo is taken)

Service Terms

Not Applicable

Service Fees

AED 1,000 fee for mortgage termination
In the case of a normal mortgage with a title deed / usufruct title deed
AED 250 fee for title deed issuance
AED 10 Knowledge fees added to each fee
AED 10 Innovation fees added to each fee

Registration Trustee fees:
AED 300

Service Procedures

Via the electronic system
Step 1: The customer prepares the mortgage requirements with the bank
Step 2: the bank employee enters all the required documents via the electronic mortgage system and the transaction is audited by the bank auditor
Step 3: the transaction is sent to DLD for verification and DLD's fees are deducted from the bank account
Step 4: The certificate and the mortgage poster are issued by DLD's employee
Step 5: The customer is contacted by the bank to visit the bank branch and receive the outputs

Via the service center
Step 1: The customer goes to one of the Real Estate Registration Trustee offices
Step 2: The customer submits the required documents to the employee and makes sure that they are complete
Step 3: The transaction data is entered into the system by the employee and is verified
Step 4: The customer pays the fees and receives a receipt for payment
Step 5: The output is delivered to the customer


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Payment Method

Cheque to Dubai Land Department

Service Channels

eMortgage system
Real Estate Registration Trustees offices (Outside)

Issued Documents

Letter of mortgage termination
Title Deed
Fees Balance

Service Time

20-25 Minutes

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