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Request for Mortgage Termination

This service allows customers to terminate mortgages of all types (request for mortgage/ usufruct mortgage/ initial mortgage/conservative mortgage termination) on a property for banks and for Housing Establishments for citizens.

Mortgage Termination Form

Through Real Estate Registration Trustees offices:
1- A letter from the bank for the mortgage termination
2- The owner's Emirates ID (for identification purposes only, no copy will be required)

Through the bank (electronically)
1- The Emirates ID card of the owner (for identification purposes only, no copy will be required)

Note: Regular mortgage terminations can only be done through the bank (eMortgage system). As for terminating mortgages followed by a sale transactions, usufruct mortgages, initial mortgages, initial registration mortgages, or conservative mortgages, you need to visit one of the real estate registration trustee offices and submit the requests.

Not Applicable

AED 1,000 fee for mortgage termination
In the case of a normal mortgage with a title deed / usufruct title deed
AED 250 fee for title deed issuance
AED 10 Knowledge fees added to each fee
AED 10 Innovation fees added to each fee

Registration Trustee fees:
AED 300

Via the electronic system
Step 1: The customer prepares the mortgage requirements with the bank
Step 2: the bank employee enters all the required documents via the electronic mortgage system and the transaction is audited by the bank auditor (All required documents are uploaded via DLD Document Vault)
Step 3: the transaction is sent to DLD for verification and DLD's fees are deducted from the bank account
Step 4: The certificate and the mortgage poster are issued by DLD's employee
Step 5: The customer is contacted by the bank to visit the bank branch and receive the outputs


Via the service center
Step 1: The customer goes to one of the Real Estate Registration Trustee offices
Step 2: The customer submits the required documents to the employee and makes sure that they are complete
Step 3: The transaction data is entered into the system by the employee and is verified
Step 4: The customer pays the fees and receives a receipt for payment
Step 5: The output is delivered to the customer through email

ePay
Dubai Pay
Noqodi
Manager Cheque to Dubai Land Department

Dubai Land Department's website (eMortgage system)

Real Estate Registration Trustees offices

Letter of mortgage termination
Title Deed
Fees Balance

20-25 Minutes