This service allows applying for mortgage release of all types (mortgage release application/ usufruct mortgage release application/ provisional mortgage release application/ provisional mortgage registration release application/ portfolio mortgage release application) for a property in favor of banks and mortgage release for the UAE citizens housing institutions.
Mortgage release form
Via the bank (on-line mortgage system) only for the regular mortgage removal
1- UAE ID of the owner (for identification proof only, no copy shall be submitted)
Via the Registration Registrars offices:
1- A letter from the bank for mortgage removal
2- UAE ID of the owner (for identification proof only, no copy shall be submitted)
Note: For mortgage removal applications followed by a sale procedure, a usufruct mortgage, provisional mortgage removal, provisional registration mortgage removal, portfolio mortgage removal, or mortgage removal followed by a procedure, one must move to a registrar’s office to submit the application, either for regular mortgage removal application only via banks (on-line mortgage system)
None
AED 1,000 fee for the mortgage removal
in case of an ordinary mortgage and the existence of an ordinary title deed/ Usufruct title deed:
AED 250 fee for issuance of a Certificate of Title / Title deed
AED 10 knowledge fee for each drawing
AED 10 innovation fee for each drawing
Service partners fees:
AED 300 service fee + value added tax on service partners fee
via the on-line system
Step I: A customer prepares the mortgage release requirements with the bank
Step II: A bank employee enters all the required documents via the on-line mortgage system, as the transaction will be audited by the bank auditor (all required documents are uploaded via the digital safe)
Step III: The transaction is sent to the department for auditing and the department's fees shall be deducted from the bank account
Step IV: The outputs are delivered to the customer via e-mail
Via the service center
Step I: A customer will move to a service center - Real Estate Registration Trustee Offices
Step II: A customer submits the required documents to an employee to ensure that no documents are missing. (all required documents are uploaded via the digital safe/ treasury)
Step III: The transaction details will be entered into the system by an employee and shall be audited
Step IV: A customer will pay the fees and receive a payment receipt
Step V: The outputs are delivered to the customer via e-mail
epay
Sadad Dubai platform
Noqodi
Manager's check in favor of the Land Department
Land Department website (on-line mortgage system)
Real Estate Registration Trustees Centers
Mortgage release letter (if registered) + Certificate of Title / Title deed / Usufruct title deed / statement certificate / provisional sale registration certificate (Oqoudi)
Fee balance (all outputs are e-deliverables)
10 - 15 minutes
Banks - financing entities
• UAE Citizen
• Resident
• Tourist