This service allows customers to terminate mortgages of all types (request for mortgage/ usufruct mortgage/ initial mortgage/conservative mortgage termination) on a property for banks and for Housing Establishments for citizens.

Mortgage Termination Form

Through Real Estate Registration Trustees offices
1- Original Title Deed, Original Title deed of Usufruct, initial registration contract, Deferred Sale Contract or Initial Contract
2- Letter from the bank for the mortgage termination
3- 2- Emirates ID card of the owner (For identification only, no photo is taken)

Through Bank (electronically)
1- Original Title Deed, Original Title deed of Usufruct, initial registration contract, Deferred Sale Contract or Initial Contract
2- Emirates ID card of the owner (For identification only, no photo is taken)

Not Applicable

AED 1,000 fee for mortgage termination
In the case of a normal mortgage with a title deed / usufruct title deed
AED 250 fee for title deed issuance
AED 10 Knowledge fees added to each fee
AED 10 Innovation fees added to each fee

Registration Trustee fees:
AED 300

Via the electronic system
Step 1: The customer prepares the mortgage requirements with the bank
Step 2: the bank employee enters all the required documents via the electronic mortgage system and the transaction is audited by the bank auditor
Step 3: the transaction is sent to DLD for verification and DLD's fees are deducted from the bank account
Step 4: The certificate and the mortgage poster are issued by DLD's employee
Step 5: The customer is contacted by the bank to visit the bank branch and receive the outputs


Via the service center
Step 1: The customer goes to one of the Real Estate Registration Trustee offices
Step 2: the customer submits the required documents to the employee and makes sure that they are complete
Step 3: the transaction data is entered into the system by the employee and is verified
Step 4: The customer pays the fees and receives a receipt for payment
Step 5: the output is delivered to the customer

Remotely
Step1: send documents by e-mail to the registration trustee office
Step 2: review the request and ensure that the documents are complete
Step 3: the transaction data is entered into the system and a recorded video call is made to confirm the service and verify the parties
Step 4: The payment link is sent by the employee
Step 5: The outputs are checked and sent to the customer.