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This service allows applying for mortgage release of all types (mortgage release application/ usufruct mortgage release application/ provisional mortgage release application/ provisional mortgage registration release application/ portfolio mortgage release application) for a property in favor of banks and mortgage release for the UAE citizens housing institutions.

Mortgage release form

Via the bank (on-line mortgage system) only for the regular mortgage removal
1- UAE ID of the owner (for identification proof only, no copy shall be submitted)

Via the Registration Registrars offices:
1- A letter from the bank for mortgage removal
2- UAE ID of the owner (for identification proof only, no copy shall be submitted)

Note: For mortgage removal applications followed by a sale procedure, a usufruct mortgage, provisional mortgage removal, provisional registration mortgage removal, portfolio mortgage removal, or mortgage removal followed by a procedure, one must move to a registrar’s office to submit the application, either for regular mortgage removal application only via banks (on-line mortgage system)

None

AED 1,000 fee for the mortgage removal
in case of an ordinary mortgage and the existence of an ordinary title deed/ Usufruct title deed:
AED 250 fee for issuance of a Certificate of Title / Title deed
AED 10 knowledge fee for each drawing
AED 10 innovation fee for each drawing

Service partners fees:
AED 300 service fee + value added tax on service partners fee

via the on-line system
Step I: A customer prepares the mortgage release requirements with the bank
Step II: A bank employee enters all the required documents via the on-line mortgage system, as the transaction will be audited by the bank auditor (all required documents are uploaded via the digital safe)
Step III: The transaction is sent to the department for auditing and the department's fees shall be deducted from the bank account
Step IV: The outputs are delivered to the customer via e-mail

Via the service center
Step I: A customer will move to a service center - Real Estate Registration Trustee Offices
Step II: A customer submits the required documents to an employee to ensure that no documents are missing. (all required documents are uploaded via the digital safe/ treasury)
Step III: The transaction details will be entered into the system by an employee and shall be audited
Step IV: A customer will pay the fees and receive a payment receipt
Step V: The outputs are delivered to the customer via e-mail