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This service allows customers to apply to amend mortgages of all types (request for mortgage/ usufruct mortgage/ initial mortgage/conservative mortgage amendment) on a property for the benefit of the financier in order to guarantee the rights on the property.

Mortgage Form

Individuals
Through Real Estate Registration Trustees offices:
1- The previous Mortgagee contract
2- Letter from the mortgagee bank
3- Three mortgage contracts certified by the mortgagee bank and signed by both parties
4- Emirates ID card of the owner (For identification only, no photo is taken) valid passport copy for Non-residents
5- Power of Attorney in case they are appointing someone on their behalf

Through Bank (electronically)
1- Emirates ID card of the owner (For identification only, no photo is taken) / valid passport copy for Non-residents

Sole Proprietorship
1- Copy of the Commercial License
2 - Emirates ID Card (For identification only, no photo is taken) or valid passport copy for Non-residents
3- Power of Attorney if appointing someone on their behalf

Limited Liability Company (LLC)
1- Trade license + Page of partners and equities (original and copy)
2- Certificate of Incumbency
3- Establishment contract (appendices if any) (original and certified copy from the Ministry of Foreign Affairs and translated in Arabic)
4- A legal agency in the event of a representative, or a legally certified board of directors decision.

Not Applicable

0.25% of the fees shall be calculated from the value of increase in the mortgage amount
Fees for amendments to the mortgage period AED 1,000
AED 10 Knowledge fees added to each fee
AED 10 Innovation fees added to each fee

Service Partners Fees:
AED 2,000 in case of an increase in the mortgage amount +VAT on Service Partners fees
AED 300 in case of an amendment to the mortgage period +VAT on Service Partners fees